A La Carte Services

Sometimes a major decision is the only current priority. A potential job change, a home purchase, a large gift or expense, or a change in circumstances can have a major impact on your future. The right asset allocation, maintained and tweaked over the years, is a major factor in your long-term average returns. Together we will define a scope and perform related planning analysis to help inform your decision-making process.

Cash Flow and Budgeting

  • Digging into the minutia of where your money is spent isn't for everyone! We will build a budget based on your goals and past spending and identify key areas of opportunity or concern. This still requires involvement and commitment on your part, but we try to remove some of the hurdles to get started. For us to build your budget, you are required to share detailed transactions.
  • 2–4 hours typical, Financial Coaching recommended to follow up and implement changes.

Education Planning

  • How much do you need to save each month or year to put your children through college? How much may college cost when they turn 18? What if you want to send them to private school along the way? What if you are heading back to school for supplemental education or for a career path change? What account type makes the most sense for you to balance tax benefits with control? Whatever your education goals, we will review projections, answer your questions, and lay out a plan to reach those goals.
  • 1–2 hours typical.

Event/Goal Specific

  • Wedding, dream trip, divorce, buying a home, business opportunities, major purchase, etc. Whatever decisions you face, we help you think through the factors involved and what questions to answer as you weigh your options. This can range from a simple savings plan to fund a goal, up through extensive financial reorganization while working through a divorce. Failure to plan can have significant impact on your broader financial plan and be a setback on your path to your goals. Let us help you make informed decisions!
  • Hours vary based on scope.

Risk Assessment and Mitigation

  • Life makes a habit of throwing barbs in the way of our goals. Which of these can you absorb within your plan and which ones might derail you completely? How can you prepare for and mitigate the impact of these risks? We walk through risks everyone is exposed to so you can understand the potential impact on your plan. Protecting yourself and your family from the unexpected is too often overlooked and can have the greatest consequences. This type of planning fits best in the scope of a larger plan to properly model the risk and potential solutions but can be performed individually with a limited scope.
  • Hours vary based on scope.

Fees

  • $150/hour – flat fee quoted when scope is defined based on expected hours.
  • All fees waived for relationships over $500,000.
A La Carte Services